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Straight Talk on Your Money

The Biggest Financial Myths and Mistakes...and How to Avoid Them

By: Doug Hoyes

Price: CAD $22.95

Publisher: Milner & Associates Inc.

Imprint: Milner & Associates Inc.

232 Pages

9 X 6 X 0.5 ins

ISBN:  9781988344034 -- Paperback

Publication Date: 09/09/2017

Everything you know about money is wrong!

In his thirty-year career, bankruptcy trustee Doug Hoyes has watched countless intelligent, well meaning people let their emotions get the better of them as they follow conventional financial wisdom and get into serious money trouble.

Straight Talk On Your Money exposes some of the biggest money myths and traps that we accept as financial truths:
  • why a good credit score may be detrimental to your financial well-being
  • why a house is not an investment
  • why you should never pay a collection agent
  • why budgeting is a waste of time - and much more
Straight Talk On Your Money cuts through the biggest myths about money and the hype of the financial industry to give you a fresh perspective, the facts you need to know, and practical advice to help you prevent financial problems before they happen.

With a seasoned expert to point you in the right direction - someone who's seen thousands of people in financial crisis, and helped them out of it - you can make informed decisions, improve your financial health, and live a debt-free, stress-free life.


Doug Hoyes, BA, CA, CPA, CBV, CIRP, LIT, is co-founder of Hoyes, Michalos & Associates Inc., one of Canada's largest personal insolvency firms. In his 30-year career as a chartered accountant and Licensed Insolvency Trustee, he has personally helped over 10,000 individuals solve their debt problems and rebuild their financial future. He has appeared before the Senate Banking, Trade and Commerce Committee in Ottawa to give testimony on the impact of bankruptcy legislation on the individual, and serves as an OSB (Office of the Superintendent of Bankruptcy) Oral Board Examiner. Doug is a passionate advocate for ensuring that people find the right solutions for their debt problems and regularly shares his knowledge and expertise in the media, including Canada AM, Global News, CBC, The Globe and Mail, the Toronto Star, Business News Network, The Financial Post, and CTV News. He posts regularly to the Hoyes, Michalos blog, to Twitter (@doughoyes), and on Huffington Post Canada.



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